Key Take-Aways Low rates of inflation help an economy grow and promote business expansion, while high rates of inflation destroy wealth stored in cash and cash equivalents When the rate of inflation is greater than expected, bond values are negatively impacted The impact of inflation… Read More »How Does Inflation Impact Stocks And Bonds
Key Take-Aways Investing does not have to be complicated and simple does not mean low returns Passive Investing through ETFs offers investors an easy way to build a diversified portfolio across different asset classes such as stock, bonds, commodities, and real estate Platforms such as… Read More »Investing, The Simple And Lazy Way
Key Take-Aways A low credit score can have a large financial impact Increasing your credit score can help get access to better and cheaper financing Though credit repair might seem like an impossible task, it can be done within 3 to 6 months for free,… Read More »How To Increase Your Credit Score in 6 Steps
Key Take Aways Diversification helps smooth out portfolio returns Two core types of risks: idiosyncratic and systematic False diversification happens when an investor holds a basket of similar holdings Asset class diversification helps provide true diversification and reduce the risk associated with crisis correlation Tickers… Read More »What is False Diversification And How to Avoid It
Key Take-Aways Though homeownership could be a powerful tool to build wealth, it is not always the best tool Comparing rent to a mortgage is not an adequate comparison, instead, we want to compare the unrecoverable cost associated with renting compared to the unrecoverable cost… Read More »Renting vs Buying: How to Decide
Note, stocks mentioned in this article are for illustrative purposes only, they are not recommendations to buy or sell any security. Please talk to your preferred financial advisor before taking any investment actions. Highlights Dividends represent a portion of a company’s profits paid by a… Read More »What Are Dividends And How To Build A Dividend Portfolio?
Building an emergency fund is a core piece of your financial well-being, as having a solid emergency fund gives you the peace of mind and confidence needed to take on more ambitious financial goals. Coming from a poorer background, I have experienced firsthand the stresses… Read More »My Hack To Building A Large Emergency Fund
What is an emergency fund, and how is it different from regular savings? A savings fund is a general bucket of money saved for a variety of goals—either short-term, such as for a car or vacation, or long-term such as college or retirement. An emergency… Read More »What is an Emergency Fund and Why You Need One
Key Take Aways Set a proper foundation by paying off debt and building a savings Open a beginer friendly account that offers fractional share investing, and deposit funds Select diversified set of holdings and select target allocation Automate your investing by setting reoccuring deposits and… Read More »How to Start Investing in Stocks with Little Money
We’d all like to catch the next Tesla (TSLA) or Apple (AAPL), but for every high flyer, there are dozens of stocks that fall to the dustbin of history and deliver negative returns to their shareholders. Higher rewards, but also higher risk; it seems there… Read More »How to Protect Your Portfolio with Diversification