Key Take-Aways The recent shift in policy by central banks fundamentally changes the investing landscape as liquidity wanes and investors are forced to re-evaluate their strategies Growth stocks enjoyed a long period of outperformance as interest rates stayed low and liquidity was strong over the… Read More »Stock Investing: The Return Of Value
Key Take-Aways For many, the formula for wealth is a linear function of income minus expenses The path to building long-term sustainable wealth requires a break from the linear function tied to individuals efforts and investing provides the simplest way to decouple your wealth from… Read More »Compound Interest: Why Investing Is Important
Key Take-Aways Low rates of inflation help an economy grow and promote business expansion, while high rates of inflation destroy wealth stored in cash and cash equivalents When the rate of inflation is greater than expected, bond values are negatively impacted The impact of inflation… Read More »How Does Inflation Impact Stocks And Bonds
Key Take-Aways Investing does not have to be complicated and simple does not mean low returns Passive Investing through ETFs offers investors an easy way to build a diversified portfolio across different asset classes such as stock, bonds, commodities, and real estate Platforms such as… Read More »Investing, The Simple And Lazy Way
Key Take-Aways A low credit score can have a large financial impact Increasing your credit score can help get access to better and cheaper financing Though credit repair might seem like an impossible task, it can be done within 3 to 6 months for free,… Read More »How To Increase Your Credit Score in 6 Steps
Key Take Aways Diversification helps smooth out portfolio returns Two core types of risks: idiosyncratic and systematic False diversification happens when an investor holds a basket of similar holdings Asset class diversification helps provide true diversification and reduce the risk associated with crisis correlation Tickers… Read More »What is False Diversification And How to Avoid It
Key Take-Aways Though homeownership could be a powerful tool to build wealth, it is not always the best tool Comparing rent to a mortgage is not an adequate comparison, instead, we want to compare the unrecoverable cost associated with renting compared to the unrecoverable cost… Read More »Renting vs Buying: How to Decide
Note, stocks mentioned in this article are for illustrative purposes only, they are not recommendations to buy or sell any security. Please talk to your preferred financial advisor before taking any investment actions. Highlights Dividends represent a portion of a company’s profits paid by a… Read More »What Are Dividends And How To Build A Dividend Portfolio?
Building an emergency fund is a core piece of your financial well-being, as having a solid emergency fund gives you the peace of mind and confidence needed to take on more ambitious financial goals. Coming from a poorer background, I have experienced firsthand the stresses… Read More »My Hack To Building A Large Emergency Fund
What is an emergency fund, and how is it different from regular savings? A savings fund is a general bucket of money saved for a variety of goals—either short-term, such as for a car or vacation, or long-term such as college or retirement. An emergency… Read More »What is an Emergency Fund and Why You Need One